Use this calculator to project your retirement savings, compare assumptions, and better understand how contributions, investment returns, inflation, and retirement timing may impact your future income.
Initial balance currently held in retirement accounts.
Total yearly savings added toward retirement, including employer contributions.
The age you plan to retire. Contributions stop during the retirement year.
Expected annual investment return before retirement.
Expected annual investment return during retirement, often lower due to more conservative assumptions.
Long-term inflation assumption used to adjust contribution growth and future purchasing power.
The number of years you expect retirement income to last.
Applies when savings are in accounts such as an IRA, 401(k), 403(b), 457(b), or annuity.
Allows annual contributions to rise each year with inflation.